Indefinite Run Off
AA+ Rated Underwriter
Put simply, when it comes to our underwriters, we are working with some of the best in the world. Our underwriters will assess your practice and provide options for differing levels of protection for you. The very worst-case scenarios are considered, and the availability of finances in the extremely unlikely incident of a large pay out is assured. Our underwriters have a financial strength rating of AA+ from Standard & Poor’s, which signifies that there is little or no risk of default, giving you ultimate peace of mind.
£10m Limit of Liability
We can offer you an annual limit of liability of up to £10m. Most private hospitals now do require £10m in coverage.
Medico Legal/Advisory Work
Medico legal work can be quite lucrative for some doctors and can form the majority of their income. With the rise in legal practices offering “no win, no fee offers”, we are seeing an increase in doctors being sued on their Medico Legal Services
When you apply for a quote from Premium Medical Protection, you will be asked if you offer Medico Legal Services and the income you earn from these services. Terms and conditions apply to the coverage offered.
The insurance policy is a contract between the insurer and the insured (you), known as the policyholder, which determines the claims which the insurer is legally required to pay. Occurrence Based or Claims Made Cover available
Occurrence Based or Claims Made Cover available
Consent To Settle
Our insurers will never settle a malpractice claim without your consent.