Medical Indemnity that works for you
We exclusively focus on medical indemnity in the UK and are the sole provider offering physicians and surgeons the choice between claims made or occurrence policies, allowing you to select what suits you best. Our competitive solutions, clear policy wording, and a committed team underscore our dedication to your peace of mind. With an ethos of obsessive customer focus, we ensure transparency and a new standard in medical indemnity that prioritises your unique needs.
We pride ourselves on offering both claims made and occurrence medical indemnity policies, because we know that depending on your circumstances, you may prefer one over the other. Your historical indemnity, preference for how coverage can adapt to evolving industry requirements and your expectations for time-out over your career are all factors that might impact whether claims made or occurrence works better for you.
If you are unclear on the difference or still need to decide which policy type is right for you, contact us for a chat, and we can discuss your circumstances and priorities.
“Premium Medical Protection is a professional organisation that gives individual client care. They take the stress out of stressful situations and give reassuring advice at all times. I’m so glad I moved over to them over 7 years ago and have no intention of changing.”
Rhidian Morgan Jones – Orthopaedic Consultant
“I have to say I’ve been extraordinarily impressed with the level of service from PMP. I recently had to renew and change the nature of my indemnity to include run off cover and a new policy going forward. This in itself is quite a complex process and PMP made this incredibly simple taking me through this step by step over the telephone and then verifying the documentation online and even going to the extent of coming to my place of work to finalise the documents. All of this and incredibly competitive rate and tailor-made to my needs. I cannot express my gratitude and how impressed I am with the service. Congratulations to PMP going forward, particular thanks to Lesley Laird who held my hand through this process.”
Kevin O’Neill – Consultant Neurosurgeon
“You don’t want to pay for things you don’t need. But equally, you need to feel confident you’re covered where it really matters. This is why I went with PMP – their policies are tailored so they are appropriate to my specialty. It shows they understand what professionals like me need.”
“Most importantly I’m happy that my premiums are set at a realistic level and if I ever need to call on the cover it will provide the protection that I need. Overall it’s good, attentive service.”
James Cordell-Smith – Trauma and orthopaedic surgeon